Roof Replacement in Stuart, FL
Full tear-off and replacement installed to current Florida code — documented properly for your insurance.
What Our Stuart Roof Replacement Covers
Complete tear-off
Down to the deck, so nothing bad gets buried under a new roof and forgotten.
Deck repair & re-nail
Rotten sheathing replaced and the whole deck re-nailed to current Florida wind code.
Code-compliant install
Secondary water barrier, new flashing, drip edge, and proper ventilation on every job.
Documentation & warranty
Photos of every stage, closed permit, and warranty paperwork you can hand to an insurer.
Included in Every Roof Replacement Job
Where We Work in Stuart
We take calls across Stuart — including downtown Stuart, Sewall's Point, Port Salerno, Rocky Point, and the riverfront streets along the St. Lucie River. If you are not sure whether your address is in our area, call us; it almost certainly is.
What Roof Replacement Costs in Stuart
Typically ~$9,000–$36,000+ depending on material and roof size
Shingle is the entry point; tile and standing-seam metal sit at the top. Roof size, pitch, number of penetrations, and how much decking needs replacing all move the number. We inspect first and give you an itemized estimate — not a per-square guess over the phone. See our Florida roof cost guide for 2026 pricing by material, or use the roof cost estimator.
How the Job Actually Goes
We come out and actually get on the roof — no drive-by estimates.
You get photos of what we found, including the parts you cannot see from the ground.
We give you an itemized written estimate and explain the options, including doing nothing.
Once you approve, we schedule the work and handle permitting and inspections.
We clean up completely, magnet-sweep for nails, and hand you the warranty and documentation.
Permitting and code in Stuart
Who issues the permit
Work in Stuart is permitted through the City of Stuart Building Department. The City of Stuart maintains its own building department and fee resolution, separate from Martin County. We pull it, schedule the inspections, and meet the inspector — none of that lands on you.
What the code actually requires
Martin County enforces the Florida Building Code and its ASCE 7-22 wind provisions. Martin is not an HVHZ county; only Miami-Dade and Broward are. What does bite here is timing — county plan review commonly runs about 10–21 days, so we submit early rather than promising you a start date we cannot hold. Full replacements are always permitted and always inspected, including a dry-in inspection before the finish material goes on.
What we see on Stuart roofs
Downtown Stuart and Sewall’s Point cover everything from historic frame to modern waterfront construction.
Wind mitigation, while we are up there
Insurance credits for wind mitigation are worth real money annually, but only if the inspection form can be completed truthfully. We build the roof so it can be, and hand you the photos. How wind mitigation credits work →
Stuart Roof Replacement FAQs
Do you actually work in Stuart?
We work Stuart and Martin County directly. Our shop is in Sebastian, and Stuart is a normal service day for our crews — not a special trip.
How fast can you get someone out to look at the roof?
For active leaks and storm damage we prioritize same-week and often next-day. For planned work, we usually have an estimator out within a day or two.
Do you pull the permit and handle inspections?
Yes. We pull the permit through the City of Stuart Building Department (or Martin County Building Division for unincorporated addresses), schedule the required inspections, and give you the closed-permit documentation at the end.
Will you repair a roof instead of pushing a replacement?
Yes, and we do it regularly. If your roof has years left, we will say so and tell you what to watch. A repair we talk you out of today is a replacement we earn honestly later.
Do you help with insurance claims?
We do. We document damage properly with dated photos and measurements so your adjuster has what they need. We are roofers, not public adjusters — but good documentation is most of the battle.
Get a Free Roof Replacement Estimate in Stuart, FL
Call Leeward Roofing at 772-589-2400 or send us the details below. We inspect first, then quote — no pressure, no games.
Martin County storm damage? Don't let the second rain in.
Stuart, Palm City, Jensen Beach and Hobe Sound all take direct coastal wind, and Martin County plan review is not instant — so getting the damage documented early matters as much as the tarp itself.
- Walk the perimeter and look for granules washed into the gutters and downspouts.
- Photograph soffit, fascia and gutter damage — adjusters ask for it.
- Tarp first, then worry about the permanent repair.
- Be wary of out-of-state crews that appear the day after a storm.
Recent Leeward jobs
Real Treasure Coast roofs installed by our own crews — not stock photography.
Replacing a Stuart roof
The highest wind speeds we build to, the most complex older roofs, and the strictest waterfront requirements in our service area.
Built to 165–175 mph, not 150
Martin County design wind speeds are the highest we work to. That drives fastener type and spacing, edge and drip metal gauge, and which products carry valid Florida Product Approval for use here. A spec written for a Vero Beach or Palm Bay roof is not compliant in Stuart, and a bid transferred from one of those markets is underpriced for a reason.
Exposure D on the waterfront
Sewall’s Point, Hutchinson Island and the exposed river and ocean frontage sit in Exposure D under FBC R301.2.1.4.3. Corner and perimeter uplift pressures there are the most demanding in our region, and every piece of metal in the assembly is specified corrosion-resistant as standard rather than as an upgrade.
Complex older roofs cost more to do properly
Downtown Stuart and the historic riverfront carry homes with multiple additions, dormers, porches and low-slope-to-steep transitions. More valleys, more flashing detail, higher waste factor, more labour. Anyone pricing a cut-up 1950s Stuart roof like a simple gable has not been on it.
Expect decking on the older stock
Roofs that have carried two or three coverings over seventy years usually have something underneath worth finding, particularly around valleys, chimneys and the addition junctions. Per-sheet price in the written estimate before we start, every sheet photographed as it comes out, billed only for what actually came out.
Tile and the underlayment clock
Sewall’s Point, Martin Downs and the golf communities are tile-heavy. The tile can run fifty years; the underlayment beneath it fails at twenty to twenty-five. Ask about lift-and-relay — reusing your existing tile is substantially cheaper than full replacement and it sidesteps sourcing a discontinued profile.
Access is a real line item here
Narrow riverfront lots, mature landscaping, pool cages and limited staging. It affects the number and an honest bid says so.
What a Stuart replacement costs
The top of our regional range, with the waterfront at the top of that.
Most Stuart-area reroofs land between $15,000 and $42,000. Inland Stuart and Palm City sit lower in the band; Sewall’s Point and Hutchinson Island at the top.
Architectural asphalt shingle — roughly $6.00 to $9.75 per square foot installed
Above the Indian River County range because of the higher wind speeds and the fastening schedules they demand.
Concrete or clay tile — roughly $12.00 to $24.00 per square foot
Dominant on Sewall’s Point and in the golf communities. See tile roofing.
Tile lift-and-relay — roughly $8.00 to $14.00 per square foot
Reuses your existing tile and replaces the failed membrane beneath it. Expect 5 to 15 per cent breakage, replaced from salvage.
Standing seam metal — roughly $13.00 to $22.00 per square foot
Our usual recommendation on Sewall’s Point and Hutchinson Island: no exposed fasteners for salt to attack, and the best uplift performance we install. See metal roofing.
The waterfront premium is code, not markup
Exposure D design pressures, corrosion-resistant hardware throughout, tighter perimeter and corner fastening, and harder site access. Budget 10 to 20 per cent above an inland Martin County equivalent.
What is included
Correct permitting authority identified and filed, both inspections met, secondary water barrier, deck re-nailing to current uplift spacing, new pipe boots, vent hoods, valley metal and drip edge, and warranty paperwork at close-out.
Get a written Stuart replacement quote → or call 772-589-2400.
Stuart roof replacement FAQs
How much does a roof replacement cost in Stuart?
Most land between $15,000 and $42,000. Architectural shingle runs roughly $6.00 to $9.75 per square foot installed, concrete or clay tile $12.00 to $24.00, a tile lift-and-relay $8.00 to $14.00 and standing seam metal $13.00 to $22.00. Sewall’s Point and Hutchinson Island sit at the top of the range.
Why is Stuart more expensive than other Treasure Coast markets?
Martin County runs the highest design wind speeds we work to at roughly 165 to 175 mph, which dictates fastening schedules, edge metal gauge and product selection. Waterfront areas add Exposure D pressures and corrosion-resistant hardware throughout. And the older downtown housing has genuinely complex roof geometry on tight sites.
Who issues the permit?
City of Stuart inside city limits; Martin County for Palm City, Rio, Port Salerno, Hobe Sound and Jensen Beach. Separate authorities with separate queues. We confirm which owns your parcel before quoting, pull the permit and meet the inspector at dry-in and final.
My tile looks fine. Do I really need a new roof?
Probably not a new tile roof. If the tile is sound and only the underlayment beneath it has failed - which is the usual situation at 20 to 25 years - a lift-and-relay removes the tile, replaces the membrane to current code and relays your original tile. Substantially cheaper than full tile replacement and it avoids profile-matching problems.
Will you find rotted decking?
On the older downtown and riverfront stock, very likely - especially around valleys, chimneys and addition junctions on roofs that have carried multiple coverings. We quote a per-sheet price in the written estimate before starting, photograph every sheet we replace and bill only for what actually came out.
Should I put metal on a Sewall’s Point home?
Usually the strongest case we can make. Standing seam has no exposed fasteners for salt to corrode - which is the actual failure mode on exposed waterfront roofs - and it carries the Exposure D uplift pressures that Martin County wind speeds produce. Expect 40 to 70 years against 20 to 25 for shingle.
How long does it take?
Two to four working days on site for a straightforward shingle replacement, longer for tile and considerably longer for cut-up historic roofs with multiple additions. Permitting adds roughly one to two weeks depending on the authority.
Can I go over the existing roof?
We do not do layovers. On Stuart’s older stock in particular it is a poor idea - it hides decking you genuinely need to inspect, adds dead load, traps heat and forfeits the deck re-nailing that earns your wind mitigation credit.
Will my insurance improve?
Frequently and meaningfully on a coastal Martin County home, but only once a wind mitigation inspection documents it on form OIR-B1-1802. A reroof improves four of the seven rated features and windstorm credits are capped by statute at 88% of the windstorm portion of your premium.
Do you offer financing?
We walk you through the payment options when we present the estimate and do not require money up front to schedule an inspection. See roof financing.
We also work near Stuart
Same crews, same trucks — these are the communities immediately around Stuart that we cover from the Sebastian shop.
Let's take a look at your roof. Free.
No pressure, no obligation, and an honest answer even when that answer is "you don't need a new roof yet."
- Free, itemized estimate in writing
- Most inspections scheduled within 24 hours
- We handle permits and insurance paperwork
- Licensed CCC1337211 and fully insured
Request your free estimate
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